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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,257 | $104,953+87.9% | $84,637+133.1% | $152,909+29.0% |
| Participation rate | 50.0% | 74.8%-24.8pp | 68.2%-18.2pp | 82.5%-32.5pp |
| Annual return | 20.13% | 373.94%-353.8pp | 258.82%-238.7pp | 345.46%-325.3pp |
| Employer contribution / active EE | $553 | $3,304-83.3% | $2,653-79.2% | $4,764-88.4% |
| Participant deferral / active EE | $5,821 | $4,691+24.1% | $3,900+49.3% | $5,851-0.5% |
| Admin fee / account holder | $2,725 | $6,244-56.4% | $4,914-44.5% | $11,601-76.5% |