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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,328 | $63,114-61.5% | $92,915-73.8% | $65,186-62.7% |
| Participation rate | 73.9% | 68.8%+5.1pp | 76.0%-2.2pp | 70.2%+3.7pp |
| Annual return | 20.47% | 28.75%-8.3pp | 109.45%-89.0pp | 29.39%-8.9pp |
| Employer contribution / active EE | $5,775 | $2,571+124.6% | $3,653+58.1% | $2,177+165.3% |
| Participant deferral / active EE | $1,833 | $3,108-41.0% | $4,238-56.7% | $3,514-47.8% |
| Admin fee / account holder | $10 | $624-98.5% | $5,796-99.8% | $847-98.9% |