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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,952 | $78,275-60.5% | $109,188-71.7% | $86,821-64.3% |
| Participation rate | 87.9% | 73.8%+14.1pp | 75.9%+12.0pp | 72.3%+15.6pp |
| Annual return | 11.73% | 19.14%-7.4pp | 25.76%-14.0pp | 97.94%-86.2pp |
| Employer contribution / active EE | $5,548 | $3,105+78.7% | $3,723+49.0% | $2,406+130.6% |
| Participant deferral / active EE | $1,912 | $3,641-47.5% | $4,654-58.9% | $4,132-53.7% |
| Admin fee / account holder | $48 | $198-75.8% | $6,755-99.3% | $170-71.6% |