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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,210 | $176,105+147.1% | $159,474+172.9% | $167,536+159.8% |
| Participation rate | 81.8% | 85.0%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 15.98% | 331.91%-315.9pp | 263.68%-247.7pp | 478.82%-462.8pp |
| Employer contribution / active EE | $10,376 | $5,299+95.8% | $4,831+114.8% | $4,839+114.4% |
| Participant deferral / active EE | $10,490 | $7,751+35.3% | $7,353+42.7% | $6,342+65.4% |
| Admin fee / account holder | $14,138 | $12,559+12.6% | $10,802+30.9% | $12,315+14.8% |