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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,645 | $165,399+139.8% | $149,745+164.9% | $158,982+149.5% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 5.49% | 348.34%-342.8pp | 276.72%-271.2pp | 302.99%-297.5pp |
| Employer contribution / active EE | $8,280 | $5,105+62.2% | $4,646+78.2% | $4,763+73.8% |
| Participant deferral / active EE | $9,234 | $7,183+28.6% | $6,843+34.9% | $5,983+54.3% |
| Admin fee / account holder | $20,565 | $10,811+90.2% | $9,312+120.9% | $11,252+82.8% |