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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,081 | $150,447+133.4% | $136,298+157.6% | $147,586+137.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 8.78% | 1049.15%-1040.4pp | 5156.27%-5147.5pp | 578.59%-569.8pp |
| Employer contribution / active EE | $7,340 | $5,256+39.6% | $4,696+56.3% | $4,876+50.5% |
| Participant deferral / active EE | $6,575 | $6,631-0.8% | $6,247+5.3% | $5,439+20.9% |
| Admin fee / account holder | $10,992 | $10,906+0.8% | $9,244+18.9% | $10,886+1.0% |