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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,336 | $183,539-60.6% | $155,556-53.5% | $145,897-50.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.32% | 61.31%-58.0pp | 64.84%-61.5pp | 552.29%-549.0pp |
| Employer contribution / active EE | $1,176 | $5,315-77.9% | $4,675-74.8% | $4,663-74.8% |
| Participant deferral / active EE | $2,815 | $6,467-56.5% | $5,631-50.0% | $6,689-57.9% |
| Admin fee / account holder | $173,426 | $19,275+799.8% | $15,885+991.8% | $13,390+1195.2% |