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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,725 | $48,267-32.2% | $68,794-52.4% | $68,495-52.2% |
| Participation rate | 53.3% | 60.7%-7.3pp | 69.0%-15.7pp | 67.9%-14.6pp |
| Annual return | -18.90% | -12.70%-6.2pp | -6.37%-12.5pp | -7.84%-11.1pp |
| Employer contribution / active EE | $985 | $1,829-46.2% | $2,656-62.9% | $2,596-62.1% |
| Participant deferral / active EE | $2,492 | $2,867-13.1% | $3,941-36.8% | $4,028-38.1% |
| Admin fee / account holder | $1,954 | $4,362-55.2% | $4,934-60.4% | $5,403-63.8% |