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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,744 | $52,580-22.5% | $71,671-43.2% | $70,126-41.9% |
| Participation rate | 76.2% | 60.9%+15.3pp | 68.7%+7.4pp | 69.5%+6.7pp |
| Annual return | 13.35% | 20.25%-6.9pp | 20.65%-7.3pp | 73.15%-59.8pp |
| Employer contribution / active EE | $798 | $1,616-50.6% | $2,460-67.6% | $2,343-65.9% |
| Participant deferral / active EE | $1,895 | $2,386-20.6% | $3,438-44.9% | $3,332-43.1% |
| Admin fee / account holder | $28,295 | $3,653+674.6% | $5,558+409.0% | $4,645+509.1% |