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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,123 | $56,339-39.4% | $104,299-67.3% | $68,490-50.2% |
| Participation rate | 53.9% | 63.3%-9.3pp | 73.3%-19.3pp | 67.9%-13.9pp |
| Annual return | -14.63% | -9.19%-5.4pp | 24.62%-39.2pp | -7.85%-6.8pp |
| Employer contribution / active EE | $1,899 | $1,960-3.1% | $3,373-43.7% | $2,597-26.9% |
| Participant deferral / active EE | $2,714 | $3,077-11.8% | $4,626-41.3% | $4,028-32.6% |
| Admin fee / account holder | $4,650 | $4,902-5.1% | $7,339-36.6% | $5,403-13.9% |