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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,112 | $64,324-50.1% | $118,914-73.0% | $79,856-59.8% |
| Participation rate | 52.7% | 64.9%-12.2pp | 75.4%-22.7pp | 69.6%-16.9pp |
| Annual return | 13.38% | 86.45%-73.1pp | 35.89%-22.5pp | 31.71%-18.3pp |
| Employer contribution / active EE | $1,570 | $1,836-14.5% | $3,264-51.9% | $2,471-36.5% |
| Participant deferral / active EE | $2,243 | $2,824-20.6% | $4,266-47.4% | $3,741-40.0% |
| Admin fee / account holder | $2,265 | $4,040-43.9% | $6,582-65.6% | $5,306-57.3% |