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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,368 | $127,790-68.4% | $106,555-62.1% | $167,536-75.9% |
| Participation rate | 93.3% | 78.3%+15.1pp | 76.1%+17.2pp | 82.1%+11.2pp |
| Annual return | 8.38% | 33.88%-25.5pp | 26.80%-18.4pp | 478.82%-470.4pp |
| Employer contribution / active EE | $2,224 | $3,428-35.1% | $2,819-21.1% | $4,839-54.0% |
| Participant deferral / active EE | $2,997 | $5,088-41.1% | $4,399-31.9% | $6,342-52.7% |
| Admin fee / account holder | $2,345 | $11,229-79.1% | $7,408-68.3% | $12,315-81.0% |