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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,758 | $118,496-64.8% | $98,461-57.6% | $139,466-70.1% |
| Participation rate | 88.2% | 77.5%+10.8pp | 75.2%+13.1pp | 80.3%+7.9pp |
| Annual return | 15.46% | 18.96%-3.5pp | 21.17%-5.7pp | 373.66%-358.2pp |
| Employer contribution / active EE | $2,086 | $3,611-42.2% | $3,049-31.6% | $4,754-56.1% |
| Participant deferral / active EE | $3,723 | $5,393-31.0% | $4,738-21.4% | $6,712-44.5% |
| Admin fee / account holder | $1,204 | $14,056-91.4% | $8,961-86.6% | $11,409-89.4% |