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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $95,527 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,304 | $80,753+82.4% | $136,298+8.1% | $62,293+136.5% |
| Participation rate | 97.2% | 73.5%+23.6pp | 81.9%+15.3pp | 69.5%+27.7pp |
| Annual return | 18.92% | 35.83%-16.9pp | 5156.27%-5137.4pp | 28.90%-10.0pp |
| Employer contribution / active EE | $0 | $2,884-100.0% | $4,696-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $10,770 | $5,164+108.6% | $6,247+72.4% | $3,169+239.8% |
| Admin fee / account holder | $379 | $525-27.9% | $9,244-95.9% | $479-21.0% |