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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Claims processing; Direct payment fro... | $129,490 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,625 | $84,499+131.5% | $125,391+56.0% | $66,949+192.2% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -19.14% | -8.49%-10.6pp | 572.41%-591.6pp | 1.57%-20.7pp |
| Employer contribution / active EE | $8,140 | $3,554+129.1% | $4,816+69.0% | $2,545+219.8% |
| Participant deferral / active EE | $16,006 | $6,785+135.9% | $7,448+114.9% | $4,239+277.6% |
| Admin fee / account holder | $478 | $685-30.2% | $10,009-95.2% | $594-19.4% |