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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,863 | $76,407+490.1% | $150,298+200.0% | $82,448+446.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.38% | 39.99%-26.6pp | 62.79%-49.4pp | 41.64%-28.3pp |
| Employer contribution / active EE | $10,256 | $2,614+292.3% | $4,154+146.9% | $2,551+302.0% |
| Participant deferral / active EE | $9,643 | $3,214+200.0% | $5,453+76.8% | $4,139+133.0% |
| Admin fee / account holder | $4,394 | $6,352-30.8% | $14,116-68.9% | $7,234-39.3% |