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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,615 | $106,905-70.4% | $84,020-62.4% | $152,885-79.3% |
| Participation rate | 53.8% | 75.2%-21.4pp | 69.0%-15.2pp | 82.5%-28.6pp |
| Annual return | 17.55% | 105.00%-87.5pp | 71.31%-53.8pp | 345.39%-327.8pp |
| Employer contribution / active EE | $840 | $2,735-69.3% | $1,984-57.6% | $4,763-82.4% |
| Participant deferral / active EE | $1,207 | $4,012-69.9% | $3,239-62.7% | $5,851-79.4% |
| Admin fee / account holder | $10,093 | $8,287+21.8% | $6,101+65.4% | $11,598-13.0% |