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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,932 | $95,975-71.9% | $74,549-63.9% | $135,379-80.1% |
| Participation rate | 58.3% | 75.7%-17.3pp | 69.1%-10.8pp | 82.6%-24.3pp |
| Annual return | -4.74% | 56.96%-61.7pp | 32.53%-37.3pp | 519.79%-524.5pp |
| Employer contribution / active EE | $949 | $2,716-65.1% | $1,961-51.6% | $4,779-80.1% |
| Participant deferral / active EE | $1,264 | $3,844-67.1% | $3,108-59.3% | $5,609-77.5% |
| Admin fee / account holder | $1,994 | $6,522-69.4% | $5,059-60.6% | $10,828-81.6% |