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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,698 | $121,656+110.2% | $104,614+144.4% | $158,950+60.9% |
| Participation rate | 92.9% | 77.5%+15.3pp | 74.1%+18.8pp | 82.0%+10.9pp |
| Annual return | 13.98% | 465.51%-451.5pp | 340.56%-326.6pp | 302.91%-288.9pp |
| Employer contribution / active EE | $0 | $3,164-100.0% | $2,681-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,475 | $4,177+55.0% | $3,739+73.2% | $5,983+8.2% |
| Admin fee / account holder | $75 | $7,775-99.0% | $6,464-98.8% | $11,248-99.3% |