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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,691 | $185,312-19.2% | $161,489-7.3% | $154,746-3.3% |
| Participation rate | 90.5% | 82.5%+8.0pp | 78.7%+11.8pp | 80.7%+9.8pp |
| Annual return | 19.21% | 103.84%-84.6pp | 89.72%-70.5pp | 172.34%-153.1pp |
| Employer contribution / active EE | $3,064 | $4,769-35.7% | $4,268-28.2% | $4,379-30.0% |
| Participant deferral / active EE | $4,885 | $6,350-23.1% | $5,630-13.2% | $6,730-27.4% |
| Admin fee / account holder | $1,457 | $18,654-92.2% | $16,006-90.9% | $14,365-89.9% |