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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,197 | $93,598+49.8% | $135,974+3.1% | $75,173+86.5% |
| Participation rate | 75.8% | 75.2%+0.6pp | 81.9%-6.2pp | 67.2%+8.6pp |
| Annual return | 14.21% | 30.89%-16.7pp | 68.30%-54.1pp | 160.72%-146.5pp |
| Employer contribution / active EE | $5,244 | $3,538+48.2% | $4,859+7.9% | $2,671+96.3% |
| Participant deferral / active EE | $14,325 | $6,405+123.6% | $7,760+84.6% | $4,126+247.2% |
| Admin fee / account holder | $29,889 | $6,978+328.4% | $10,767+177.6% | $5,651+429.0% |