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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,747 | $98,776+55.7% | $149,745+2.7% | $79,856+92.5% |
| Participation rate | 73.0% | 75.8%-2.8pp | 82.5%-9.5pp | 69.6%+3.3pp |
| Annual return | 9.18% | 27.38%-18.2pp | 276.72%-267.5pp | 31.71%-22.5pp |
| Employer contribution / active EE | $3,979 | $3,217+23.7% | $4,646-14.4% | $2,471+61.0% |
| Participant deferral / active EE | $10,247 | $5,681+80.4% | $6,843+49.7% | $3,741+173.9% |
| Admin fee / account holder | $10,121 | $6,053+67.2% | $9,312+8.7% | $5,306+90.7% |