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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,401 | $85,766+77.7% | $136,298+11.8% | $70,126+117.3% |
| Participation rate | 67.6% | 74.2%-6.5pp | 81.9%-14.3pp | 69.5%-1.9pp |
| Annual return | 19.95% | 31.46%-11.5pp | 5156.27%-5136.3pp | 73.15%-53.2pp |
| Employer contribution / active EE | $4,396 | $2,966+48.2% | $4,696-6.4% | $2,343+87.7% |
| Participant deferral / active EE | $10,325 | $5,051+104.4% | $6,247+65.3% | $3,332+209.9% |
| Admin fee / account holder | $13,974 | $5,421+157.8% | $9,244+51.2% | $4,645+200.8% |