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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,700 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 49 601 UNION STREET SUITE 2900 · SEATTLE, WA 98101 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,772 | $25,723+89.6% | $69,182-29.5% | $55,167-11.6% |
| Participation rate | 62.1% | 39.4%+22.7pp | 55.1%+7.0pp | 69.0%-6.9pp |
| Annual return | 6.96% | 9.56%-2.6pp | -21.93%+28.9pp | 169.23%-162.3pp |
| Employer contribution / active EE | $1,055 | $480+119.5% | $1,206-12.6% | $1,963-46.3% |
| Participant deferral / active EE | $2,194 | $963+127.8% | $1,897+15.7% | $3,054-28.2% |
| Admin fee / account holder | $8 | $365-97.8% | $2,697-99.7% | $504-98.4% |