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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,543 | $79,449+30.3% | $189,558-45.4% | $85,856+20.6% |
| Participation rate | 31.4% | 66.0%-34.6pp | 78.5%-47.0pp | 69.3%-37.9pp |
| Annual return | 18.90% | 18.45%+0.5pp | 64.19%-45.3pp | 318.58%-299.7pp |
| Employer contribution / active EE | $0 | $2,081-100.0% | $4,412-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,363 | $4,051-41.7% | $6,174-61.7% | $3,952-40.2% |
| Admin fee / account holder | $12,135 | $5,377+125.7% | $9,809+23.7% | $6,261+93.8% |