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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,512 | $62,672-14.6% | $185,117-71.1% | $70,126-23.7% |
| Participation rate | 24.3% | 63.8%-39.5pp | 77.3%-52.9pp | 69.5%-45.2pp |
| Annual return | 17.73% | 40.79%-23.1pp | 40.50%-22.8pp | 73.15%-55.4pp |
| Employer contribution / active EE | $0 | $1,753-100.0% | $4,182-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,447 | $3,272-55.8% | $5,045-71.3% | $3,332-56.6% |
| Admin fee / account holder | $8,297 | $3,932+111.0% | $8,159+1.7% | $4,645+78.6% |