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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,511 | $73,988-85.8% | $96,538-89.1% | $75,177-86.0% |
| Participation rate | 83.3% | 66.4%+16.9pp | 74.3%+9.0pp | 67.2%+16.1pp |
| Annual return | 48.86% | 26.73%+22.1pp | 35.74%+13.1pp | 160.75%-111.9pp |
| Employer contribution / active EE | $2,060 | $2,930-29.7% | $3,740-44.9% | $2,671-22.9% |
| Participant deferral / active EE | $3,418 | $3,660-6.6% | $4,880-30.0% | $4,126-17.2% |
| Admin fee / account holder | $3,008 | $5,220-42.4% | $6,737-55.4% | $5,651-46.8% |