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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,256 | $78,682-95.9% | $109,188-97.0% | $85,851-96.2% |
| Participation rate | 87.3% | 68.3%+19.0pp | 75.9%+11.4pp | 69.3%+18.0pp |
| Annual return | -5.15% | 25.09%-30.2pp | 25.76%-30.9pp | 318.63%-323.8pp |
| Employer contribution / active EE | $1,376 | $2,734-49.7% | $3,723-63.0% | $2,565-46.4% |
| Participant deferral / active EE | $1,971 | $3,468-43.2% | $4,654-57.6% | $3,952-50.1% |
| Admin fee / account holder | $7,809 | $5,470+42.8% | $6,755+15.6% | $6,261+24.7% |