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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,444 | $64,729-91.6% | $112,263-95.2% | $68,490-92.1% |
| Participation rate | 93.4% | 67.2%+26.3pp | 75.1%+18.4pp | 67.9%+25.5pp |
| Annual return | 7.89% | -11.40%+19.3pp | 27.49%-19.6pp | -7.85%+15.7pp |
| Employer contribution / active EE | $2,452 | $2,746-10.7% | $3,636-32.6% | $2,597-5.6% |
| Participant deferral / active EE | $2,477 | $3,566-30.5% | $4,729-47.6% | $4,028-38.5% |
| Admin fee / account holder | $990 | $5,222-81.0% | $6,410-84.6% | $5,403-81.7% |