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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,549 | $110,212+169.1% | $96,534+207.2% | $139,466+112.6% |
| Participation rate | 91.7% | 78.1%+13.5pp | 76.0%+15.7pp | 80.3%+11.3pp |
| Annual return | 19.84% | 26.42%-6.6pp | 25.88%-6.0pp | 373.66%-353.8pp |
| Employer contribution / active EE | $14,474 | $3,620+299.8% | $2,965+388.1% | $4,754+204.5% |
| Participant deferral / active EE | $8,174 | $5,547+47.3% | $4,851+68.5% | $6,712+21.8% |
| Admin fee / account holder | $3,837 | $11,599-66.9% | $8,253-53.5% | $11,409-66.4% |