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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,789 | $103,393+106.8% | $87,103+145.4% | $152,909+39.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 1.72% | 28.10%-26.4pp | 28.19%-26.5pp | 345.46%-343.7pp |
| Employer contribution / active EE | $2,154 | $3,221-33.1% | $2,521-14.6% | $4,764-54.8% |
| Participant deferral / active EE | $5,079 | $4,778+6.3% | $4,049+25.4% | $5,851-13.2% |
| Admin fee / account holder | $38,462 | $12,195+215.4% | $7,491+413.4% | $11,601+231.5% |