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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,679 | $100,811+183.4% | $86,698+229.5% | $134,545+112.3% |
| Participation rate | 63.6% | 79.0%-15.3pp | 76.6%-13.0pp | 81.2%-17.6pp |
| Annual return | -20.55% | 29.11%-49.7pp | 35.96%-56.5pp | 418.37%-438.9pp |
| Employer contribution / active EE | $3,448 | $3,490-1.2% | $2,837+21.5% | $4,742-27.3% |
| Participant deferral / active EE | $9,440 | $5,339+76.8% | $4,656+102.7% | $6,401+47.5% |
| Admin fee / account holder | $0 | $10,926-100.0% | $7,492-100.0% | $11,431-100.0% |