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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,223 | $171,492-31.1% | $150,734-21.6% | $198,609-40.5% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 4.79% | 804.70%-799.9pp | 600.81%-596.0pp | 202.70%-197.9pp |
| Employer contribution / active EE | $5,000 | $5,470-8.6% | $4,918+1.7% | $5,055-1.1% |
| Participant deferral / active EE | $2,584 | $6,259-58.7% | $5,610-53.9% | $6,977-63.0% |
| Admin fee / account holder | $424 | $17,628-97.6% | $14,905-97.2% | $19,030-97.8% |