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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,185 | $104,116-70.0% | $71,089-56.1% | $135,380-77.0% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | 7.43% | 1256.51%-1249.1pp | 650.65%-643.2pp | 519.81%-512.4pp |
| Employer contribution / active EE | $9,794 | $1,485+559.6% | $1,088+800.5% | $4,779+104.9% |
| Participant deferral / active EE | $4,982 | $2,524+97.4% | $1,873+166.1% | $5,609-11.2% |
| Admin fee / account holder | $19 | $4,142-99.5% | $3,082-99.4% | $10,828-99.8% |