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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,686 | $107,030-68.5% | $73,550-54.2% | $147,586-77.2% |
| Participation rate | 87.5% | 66.4%+21.1pp | 54.9%+32.6pp | 82.8%+4.7pp |
| Annual return | 11.11% | 38.25%-27.1pp | -15.16%+26.3pp | 578.59%-567.5pp |
| Employer contribution / active EE | $10,950 | $1,760+522.0% | $1,219+798.2% | $4,876+124.5% |
| Participant deferral / active EE | $7,092 | $2,458+188.5% | $1,804+293.1% | $5,439+30.4% |
| Admin fee / account holder | $82 | $3,055-97.3% | $2,320-96.5% | $10,886-99.3% |