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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,855 | $73,988-54.2% | $96,538-64.9% | $75,177-55.0% |
| Participation rate | 44.8% | 66.4%-21.6pp | 74.3%-29.5pp | 67.2%-22.4pp |
| Annual return | 17.02% | 26.73%-9.7pp | 35.74%-18.7pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,034 | $2,930-64.7% | $3,740-72.4% | $2,671-61.3% |
| Participant deferral / active EE | $2,198 | $3,660-40.0% | $4,880-55.0% | $4,126-46.7% |
| Admin fee / account holder | $4,816 | $5,220-7.7% | $6,737-28.5% | $5,651-14.8% |