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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,505 | $78,670-71.4% | $109,173-79.4% | $85,847-73.8% |
| Participation rate | 46.7% | 68.3%-21.6pp | 75.9%-29.2pp | 69.3%-22.7pp |
| Annual return | 55.48% | 25.09%+30.4pp | 25.75%+29.7pp | 318.61%-263.1pp |
| Employer contribution / active EE | $1,182 | $2,734-56.8% | $3,723-68.3% | $2,565-53.9% |
| Participant deferral / active EE | $2,402 | $3,467-30.7% | $4,654-48.4% | $3,952-39.2% |
| Admin fee / account holder | $1,905 | $5,469-65.2% | $6,755-71.8% | $6,261-69.6% |