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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,739 | $107,368-97.4% | $92,915-97.1% | $152,909-98.2% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.0%+4.0pp | 82.5%-2.5pp |
| Annual return | 0.00% | 145.64%-145.6pp | 109.45%-109.4pp | 345.46%-345.5pp |
| Employer contribution / active EE | $1,065 | $4,222-74.8% | $3,653-70.8% | $4,764-77.6% |
| Participant deferral / active EE | $1,818 | $4,848-62.5% | $4,238-57.1% | $5,851-68.9% |
| Admin fee / account holder | $323 | $7,082-95.4% | $5,796-94.4% | $11,601-97.2% |