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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,751 | $62,672-41.4% | $185,117-80.1% | $70,126-47.6% |
| Participation rate | 58.6% | 63.8%-5.2pp | 77.3%-18.6pp | 69.5%-10.9pp |
| Annual return | 13.60% | 40.79%-27.2pp | 40.50%-26.9pp | 73.15%-59.5pp |
| Employer contribution / active EE | $1,101 | $1,753-37.2% | $4,182-73.7% | $2,343-53.0% |
| Participant deferral / active EE | $1,315 | $3,272-59.8% | $5,045-73.9% | $3,332-60.5% |
| Admin fee / account holder | $13,356 | $3,932+239.7% | $8,159+63.7% | $4,645+187.5% |