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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,652 | $65,395-27.1% | $182,558-73.9% | $72,976-34.7% |
| Participation rate | 61.3% | 65.4%-4.2pp | 78.0%-16.7pp | 69.5%-8.2pp |
| Annual return | 23.49% | 27.68%-4.2pp | 148.59%-125.1pp | 81.02%-57.5pp |
| Employer contribution / active EE | $1,104 | $1,911-42.2% | $4,076-72.9% | $2,440-54.7% |
| Participant deferral / active EE | $1,654 | $3,563-53.6% | $5,526-70.1% | $3,608-54.2% |
| Admin fee / account holder | $933 | $4,245-78.0% | $8,594-89.1% | $5,124-81.8% |