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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,907 | $106,280+48.6% | $96,538+63.6% | $139,487+13.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.17% | 38.48%-23.3pp | 35.74%-20.6pp | 373.84%-358.7pp |
| Employer contribution / active EE | $16,363 | $4,107+298.4% | $3,740+337.5% | $4,755+244.1% |
| Participant deferral / active EE | $3,025 | $5,457-44.6% | $4,880-38.0% | $6,713-54.9% |
| Admin fee / account holder | $1,558 | $7,888-80.3% | $6,737-76.9% | $11,407-86.3% |