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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,272 | $133,998+0.2% | $112,263+19.6% | $134,545-0.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.08% | 47.17%-63.3pp | 27.49%-43.6pp | 418.37%-434.4pp |
| Employer contribution / active EE | $15,666 | $4,040+287.8% | $3,636+330.8% | $4,742+230.4% |
| Participant deferral / active EE | $2,663 | $5,292-49.7% | $4,729-43.7% | $6,401-58.4% |
| Admin fee / account holder | $791 | $7,493-89.4% | $6,410-87.7% | $11,431-93.1% |