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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,660 | $107,368+63.6% | $92,915+89.1% | $152,909+14.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.63% | 145.64%-126.0pp | 109.45%-89.8pp | 345.46%-325.8pp |
| Employer contribution / active EE | $13,983 | $4,222+231.2% | $3,653+282.7% | $4,764+193.5% |
| Participant deferral / active EE | $1,917 | $4,848-60.5% | $4,238-54.8% | $5,851-67.2% |
| Admin fee / account holder | $1,037 | $7,082-85.4% | $5,796-82.1% | $11,601-91.1% |