Retirement plan

BOJK, INC. DBA PRAIRIE CENTER RED APPLE MARKET EMPLOYEES SAVINGS TRUST

Name: PRAIRIE CENTER RED APPLE MARKET - BOJK, INC. DBA PRAIRIE CENTER RED APPLE MARKET EMPLOYEES SAVINGS TRUST (2016) Form 5500
Creator: PRAIRIE CENTER RED APPLE MARKET
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BOJK, INC. DBA PRAIRIE CENTER RED APPLE MARKET EMPLOYEES SAVINGS TRUST, PRAIRIE CENTER RED APPLE MARKET

PRAIRIE CENTER RED APPLE MARKETdba BOJK, INC. DBAEIN 91-0872640Plan #001PY 2016

PO BOX 729 - COUPEVILLE, WA 982390729360-678-5611

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$430K

+22.3% from 2015

Total participants

+6.5% from 2015

Average account balance

$8,768

+12.3% from 2015

Annual return

7.32%

+10.09 pp from 2015

Benchmarks

See 9,492 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,492 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

180.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$209K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1301

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$20K

$718 / participant

Other / not subdivided$20K100.0%

% of EOY assets

4.680%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,768

$48,364-81.9%

$71,796-87.8%

$62,881-86.1%

Participation rate

100.0%

60.6%+39.4pp

69.1%+30.9pp

69.3%+30.7pp

Annual return

7.32%

13.16%-5.8pp

78.04%-70.7pp

20.14%-12.8pp

Employer contribution / active EE

$1,097

$1,042+5.3%

$1,924-43.0%

$2,281-51.9%

Participant deferral / active EE

$1,501

$2,091-28.2%

$2,794-46.3%

$3,203-53.1%

Admin fee / account holder

$410

$3,771-89.1%

$4,815-91.5%

$4,296-90.4%

BOJK, INC. DBA PRAIRIE CENTER RED APPLE MARKET EMPLOYEES SAVINGS TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BOJK, INC. DBA PRAIRIE CENTER RED APPLE MARKET EMPLOYEES SAVINGS TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion