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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,359 | $61,605-76.7% | $112,236-87.2% | $75,173-80.9% |
| Participation rate | 98.0% | 61.7%+36.3pp | 72.4%+25.5pp | 67.2%+30.8pp |
| Annual return | 7.25% | 28.47%-21.2pp | 30.20%-23.0pp | 160.65%-153.4pp |
| Employer contribution / active EE | $1,788 | $2,015-11.3% | $3,431-47.9% | $2,670-33.0% |
| Participant deferral / active EE | $1,907 | $3,108-38.6% | $4,799-60.3% | $4,126-53.8% |
| Admin fee / account holder | $2,323 | $4,862-52.2% | $7,749-70.0% | $5,651-58.9% |