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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,543 | $58,851-88.9% | $115,167-94.3% | $72,976-91.0% |
| Participation rate | 100.0% | 65.5%+34.5pp | 75.9%+24.1pp | 69.5%+30.5pp |
| Annual return | 19.82% | 23.16%-3.3pp | 35.60%-15.8pp | 81.02%-61.2pp |
| Employer contribution / active EE | $2,017 | $1,798+12.2% | $3,179-36.6% | $2,440-17.3% |
| Participant deferral / active EE | $2,270 | $2,643-14.1% | $4,169-45.6% | $3,608-37.1% |
| Admin fee / account holder | $543 | $6,370-91.5% | $7,089-92.3% | $5,124-89.4% |