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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,649 | $82,678+67.7% | $125,391+10.6% | $68,490+102.4% |
| Participation rate | 81.5% | 75.1%+6.4pp | 82.4%-0.9pp | 67.9%+13.6pp |
| Annual return | -17.08% | -5.97%-11.1pp | 572.41%-589.5pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,248 | $3,382-63.1% | $4,816-74.1% | $2,597-51.9% |
| Participant deferral / active EE | $3,375 | $6,111-44.8% | $7,448-54.7% | $4,028-16.2% |
| Admin fee / account holder | $1,907 | $6,277-69.6% | $10,009-80.9% | $5,403-64.7% |