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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,337 | $165,399-10.9% | $149,745-1.6% | $158,982-7.3% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 27.19% | 348.34%-321.1pp | 276.72%-249.5pp | 302.99%-275.8pp |
| Employer contribution / active EE | $1,059 | $5,105-79.3% | $4,646-77.2% | $4,763-77.8% |
| Participant deferral / active EE | $4,210 | $7,183-41.4% | $6,843-38.5% | $5,983-29.6% |
| Admin fee / account holder | $3,431 | $10,811-68.3% | $9,312-63.2% | $11,252-69.5% |