Retirement plan

THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC

Name: CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC - THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC (2016) Form 5500
Creator: CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC, CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC

CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLCEIN 91-0860813Plan #001PY 2016

1201 THIRD AVE,, SUITE 3600 - SEATTLE, WA 98101206-682-8100cojk.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$26.3M

+7.3% from 2015

Total participants

140

-0.7% from 2015

Average account balance

$190,389

+16.6% from 2015

Annual return

9.81%

+11.50 pp from 2015

Benchmarks

See 24,581 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort24,581 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$39.51M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$272K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

145

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.53M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$712

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
CPCM LLC1 year Service code 26 · EIN 27-4363483	Advisory (Participants)	$18,910
KESTRA INVESTMENT SERVICES LLC1 year Filed as: KESTRA INVESTMENT SERVICES, LLC Service code 27 · EIN 74-2794194	Advisory (Plan)	$13,096
USI CONSULTING GROUP1 year Filed as: KIBBLE & PRENTICE Service code 13 · EIN 91-1176315	Contract Administrator	$11,298
HORIZON ASSET MANAGEMENT2+ years Filed as: HORIZON ASSET MANAGEMENT LLC Service code 26 · EIN 91-2019677	Advisory (Participants)	$9,831
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930	Recordkeeping	$6,238

Plan features & details

Pension benefit codes3B2E2F2G2J2R2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$59K

$770 / participant

Other / not subdivided$59K100.0%

% of EOY assets

0.226%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PETERSON SULLIVAN
Auditor EIN: 910605875
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$190,389

$76,551+148.7%

$123,894+53.7%

$62,881+202.8%

Participation rate

97.4%

73.0%+24.4pp

81.4%+16.0pp

69.3%+28.1pp

Annual return

9.81%

18.68%-8.9pp

47.52%-37.7pp

20.14%-10.3pp

Employer contribution / active EE

$4,168

$2,882+44.6%

$4,617-9.7%

$2,281+82.8%

Participant deferral / active EE

$7,298

$4,840+50.8%

$5,984+22.0%

$3,203+127.9%

Admin fee / account holder

$430

$4,826-91.1%

$8,357-94.9%

$4,296-90.0%

Provider

Service type

Compensation

CPCM LLC1 year

Service code 26 · EIN 27-4363483

Advisory (Participants)

$18,910

KESTRA INVESTMENT SERVICES LLC1 year

Filed as: KESTRA INVESTMENT SERVICES, LLC

Service code 27 · EIN 74-2794194

Advisory (Plan)

$13,096

USI CONSULTING GROUP1 year

Filed as: KIBBLE & PRENTICE

Service code 13 · EIN 91-1176315

Contract Administrator

$11,298

HORIZON ASSET MANAGEMENT2+ years

Filed as: HORIZON ASSET MANAGEMENT LLC

Service code 26 · EIN 91-2019677

Advisory (Participants)

$9,831

THE VANGUARD GROUP, INC.1 year

Service code 15 · EIN 23-1945930

Recordkeeping

$6,238

THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN O'CONNOR JOHNSON KINDNESS PLLC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion