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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,017 | $167,362+202.3% | $143,799+251.9% | $134,532+276.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.89% | 0.47%-25.4pp | -0.04%-24.8pp | 418.27%-443.2pp |
| Employer contribution / active EE | $23,620 | $5,620+320.2% | $4,952+377.0% | $4,741+398.2% |
| Participant deferral / active EE | $16,702 | $6,447+159.1% | $5,638+196.2% | $6,401+160.9% |
| Admin fee / account holder | $561,758 | $18,094+3004.7% | $14,677+3727.4% | $11,429+4815.4% |